James B. Ratliff

jamesr1Jim’s primary areas of practice are Banking, Bankruptcy, Collections, and Real Estate Law. Jim is a graduate of Eastern Kentucky University where he received his B.B.A. in Accounting with High Distinction. At EKU he received the Potter & Company Award and was elected to Phi Kappa Phi. He received his Juris Doctorate from the University of Kentucky in 1984. He was a member of Delta Theta Phi. Jim has served as Vice President and Director of the Pike County Society for Historical & Genealogical Research. Previously Jim has served as a member of the House of Delegates of the Kentucky Bar Association, Treasurer of the Pike County Bar Association, Treasurer and Director of the Pikeville Kiwanis Club, Coach, Vice President, and Director of the Pikeville Little League, Den Leader and Cubmaster of Pack 12, Pikeville, Kentucky, District Chairman of the Lonesome Pine District of the Bluegrass Council of BSA, and as baseball coach of Model Middle School in Richmond Kentucky. Jim authored Kentucky Probate – A Simple Overview, Vol. 54 No. 1, Kentucky Bench & Bar (Winter 1990) and was a panel member for the feature CLE presentation of The Hatfields & McCoys: From Filing Suits to Firing Shots at the 2013 Annual Convention of the Kentucky Bar Association.  Jim is a member of the Kentucky Bankers Association, Bank Counsel Division.  Jim is admitted to practice in state court in Kentucky, Tennessee, and West Virginia, the U.S. Bankruptcy Courts of the Eastern and Western Districts of Kentucky and the Southern District of West Virginia, the U.S. District Courts of the Eastern and Western Districts of Kentucky and the Southern District of West Virginia, and the U.S. Court of Appeals, Sixth Circuit.